TBI

We’re the first insurance program to offer a benefit specifically for moderate and severe traumatic brain injuries (TBIs) from cycling.

100% of benefit for severe TBIs • 50% for moderate TBIs

What's a TBI?

We cover Moderate and Severe Traumatic Brain Injuries. A concussion (mild TBI) generally will not meet the definition of a moderate or severe TBI under this policy. Covered Accidents involving a concussion may, however, be eligible for Short Term Injury Benefits. 

An important measurement of the severity of a traumatic brain injury is a Glasgow Coma Scale (GCS) assessment.