To help illustrate how Balance can work, we’ve created the story of Angela, an avid cyclist who finds herself with a hefty bill after a crash.

As cyclists, we know that crashes happen. That’s why cyclists emphasize safety so much. Usually, it’s fine – just scrapes, bruises, and a wounded sense of pride. But sometimes, it’s not. And when it’s not, cyclists do what any community would do – come together to support each other. Often, that takes the form of a fundraiser. But what happens at a fundraiser? We raise a few thousand dollars – which is great – but it isn’t enough.