Injury insurance built to address both the most common and the rare serious injuries you face every time you get on your bike.
Prices starting at just $9.95 per month.
What is Balance?
Balance helps cyclists manage the financial pain of a crash, because today’s health insurance is not enough. High deductibles and cost-sharing charges can leave you responsible for thousands of dollars of your treatment costs. And, health insurance does not provide any coverage at all for the non-medical expenses of adjusting to a serious, life-altering injury, like paralysis or traumatic brain injury.
Meaningful Benefits
To help with the expenses your health insurance doesn’t fully cover. We pay you over & above any insurance you have.
Super Affordable
Just $9.95 per month gets you $50,000 of coverage 24 hours a day, whenever you're on a bike anywhere around the world.
Paid Directly to You
We pay you, not the doctors and hospitals that treated your injuries. It’s your choice how to use the benefits.
A crash can cause some serious damage not only to you physically, but also to your financial well-being.
What’s Covered?
Insurance for any covered accident that results in treatment using any or all the following medical services.
Up to $24,950 in benefits. Included in all plans.
Insurance for the financial consequences of life-altering injuries.
Your choice of $50,000, $100,000 or $150,000 coverage.
Your benefits are reduced by 50% if you’re not wearing a helmet at the time of the accident.
What About My Bike?
If you’re involved in a Covered Accident, benefits under this rider are payable directly to you. Use the extra funds in any way that you choose...
...EVEN TO REPAIR OR REPLACE YOUR BICYCLE!
How Much Does it Cost?
We have three plans built to work with your riding and your budget. Choose to pay in 6 or 12 month terms.
Signing Up is Easy
It takes less than 5 minutes and there are no health questions or physical exams required.
Availability & Coverage Area
U.S. residents aged 18-79 living in approved states can enroll in Balance. Coverage is worldwide, 24/7/365.
Contact Us
Questions about our program or just want to say hi? Please send us a message or give us a call. We’ll answer the phone.
info@ridewithbalance.com
Phone
(804) 273-9797
Address
4510 Cox Road
Glen Allen, VA 23060
Hours of Operation
M - F 8:30 AM - 5:00 PM Eastern
Includes up to $24,950 Base Coverage
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